You know money is slipping through the cracks somewhere. You just can't bring yourself to open the accounts and find out where.

A few years ago, we were trying to get a new deck built. Four or five contractors came through to quote it. Every one of them wanted to know what materials we wanted, what colors, wood or Trex, what the lattice should look like. I had no vision for any of it. I froze every time. By the time our fifth contractor, Anthony, showed up, I'd nearly given up on the deck happening that year.

Anthony walked around our old, tired deck, asked if he could sit down and sketch something, and on a plain sheet of paper drew the whole thing out. Where the stairs should go. Why we needed Trex. Brown wood with white trim, matching lattice. No decisions required from me. It cost more than nothing, but less than half of every other quote we'd gotten. That deck is still my favorite room in the house.

That's the role I play with money for my clients. They don't need to arrive with a vision or a plan already worked out. I give them that.

I work with women navigating a money reset. A couple years into the daycare and early parenthood stretch. Going through separation or divorce. Trying to get on the same page with a partner about money. Reining in spending ahead of retirement. Many clients make good money, but rising expenses and busy lives have quietly started to strain their cash flow. Money looks fine on paper. It feels stressful in day-to-day life.

Clients often come to me after trying budgets or apps that didn't stick. Many have already downloaded the apps and built the spreadsheets. They just never opened them again. What they usually need isn't more willpower. It's clearer visibility and a realistic plan.

Many clients begin with a Money Clarity Session, where we focus on understanding current cash flow and identifying what feels hardest right now. From there, ongoing coaching helps clients reset spending, navigate debt, and build simple systems that support everyday decisions. What clients walk away with is a system that doesn't overwhelm them and real confidence with their money, even on the days something goes off plan. Debt doesn't disappear overnight and savings don't stack up overnight either, but clients stop panicking when life happens, because they finally have a system that flexes with them instead of falling apart.

My work is based on the Plan Ahead Method™, developed by Kelsa Dickey and The Financial Coach Academy®. The focus is practical, structured, and supportive. Clients gain clarity, accountability, and confidence so they can pay for the life they are living today while feeling more stable and in control.

Before becoming a financial coach, I spent 25 years in corporate accounting and auditing, working with companies ranging from start-ups to publicly traded, multinational organizations. That background taught me how to bring clarity to complex numbers and systems. Today, I use those same skills to help individuals get an objective, judgment-free understanding of what is actually happening with their money.

I live in Cedar Grove, New Jersey with my husband and son. When I am not working with clients, you can usually find me doing yoga, enjoying good coffee, or cheering on my son, the Devils or the Mets.